Almost 50 percent of Poles consider 2019 to have been a good financial year and only a third are disappointed with their financial situation, according to the “Attitude to Finance” research report by Quality Watch.
The survey pointed out that 49 percent of Poles believed that they had dealt with their finances in a satisfactory manner in 2019 while 35 percent were disappointed. Another 16 percent claimed that they could not answer.
According to the head of the Polish national debt register BIG Info Monitor, Sławomir Grzelczak, the main reason for the financial satisfaction of Poles was not “employment and higher pay”, but efficient saving.
Apart from savings, the reasons for satisfaction with finance in 2019 were:
- The lack of unexpected costs (47 percent)
- Not having to take loans (37 percent)
- 25 percent of respondents pointed to higher wages
- 16 percent to social programs
- 15 percent to changes of workplaces
The region with the highest rate of Poles satisfied with their finances in 2019 was among the inhabitants of the Podlaskie Voivodship (63 percent) in north-east Poland.
The least satisfied was the Kuyavian-Pomeranian Voivodship in center-north Poland, where 41 percent declared that they were dissatisfied with their finances.
Sławomir Grzelczak explained that the results of the research show that the feeling of stability in finances is the most important.
“The dissatisfied claimed the year was negative mainly due to being surprised by unexpected spending,” he said.
The survey showed 46 percent of dissatisfied Poles were unhappy with their finances due to lack of savings. Every third Pole was also dissatisfied with their wages and 25 percent among them spoke of the “failure in finding a better paying job.”
Of those surveyed, 25 percent pointed to issues with paying recurring bills, and every fifth Pole was unhappy because they had to take a loan.